数字普惠金融对农村产业融合的影响
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Digital Inclusive Finance and Integration of Rural Industries
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    摘要:

    农村产业融合发展是实现乡村振兴的重要方向,基于2014—2020年省级面板数据,运用空间杜宾模型研究数字普惠金融对农村产业融合的空间影响,并进行门槛效应分析。研究发现,数字普惠金融与农村产业融合之间在空间分布上存在明显的依赖性,即存在显著的空间正相关,在考虑内生性和稳健性之后结果仍然成立;数字普惠金融对农村产业融合的影响不是纯粹的线性关系,而是具有双重门槛的特征;数字普惠金融覆盖广度、使用深度和数字化程度也对农村产业融合有显著的正向作用,且促进作用都具有双门槛特征。因此,针对如何进一步提高数字金融对农村产业融合的推动作用提出了相应的政策建议。

    Abstract:

    Rural industrial integration is a significant footing stone of rural revitalization. Based on the provincial panel data from 2014 to 2020, the spatial impact of digital inclusive finance was studied by using the SDM, and the threshold effect was analyzed. It is found that there is a significant spatial dependence between them, there is a obvious positive spatial correlation, and the results are true after considering endogeneity and robustness; The influence between them is not pure linear relationship, but the characteristics of double threshold. The three dimensions of explaining variable also have an obvious positive influence on rural industrial integration, and the promotion effect has double threshold characteristics. Based on the above, some suggestions are proposed on how to further enhance the influence of digital inclusive finance in pushing forward rural industrial integration.

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袁澳华,刘志蛟.数字普惠金融对农村产业融合的影响[J].科技与产业,2024,24(08):57-64

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  • 在线发布日期: 2024-05-11