Abstract:With the increasingly rich application scenarios of Central Bank Digital Currencies, a new round of CBDC pilot is accelerating into people's lives, which plays a positive role in promoting consumption recovery and boosting the real economy. As legal tender, the CBDC is economical, safe and inclusive. Technological innovation represented by the digital economy has promoted the level and efficiency of basic financial services, provided strong support for the construction of a new development pattern. Through the use of Logistic tools and TAM model, customers' willingness to accept and CBDC were studied, the influencing factors of their willingness to use CBDC was analyzed, and the application scenarios of CBDC was explored, so as to promote the healthy development of CBDC.