The panel data model is used to explain the functional effect of digital inclusive finance on resource acquisition, human capital training, and regional economic growth, the dynamic image is analyzed of digital inclusive finance on the entrepreneurial behavior of farmers. The results show that the total index of digital inclusive finance has a significant incentive effect on farmers' entrepreneurial choice and entrepreneurial scale decision, and the coverage breadth has the most obvious effect among the three sub-indexes. Heterogeneity analysis results reveal that digital inclusive finance has a significant promoting effect on entrepreneurship in the eastern and central regions where the development of digital inclusive finance is more complete, and the positive impact of digital inclusive finance on entrepreneurship scale of farmers is more obvious in the central region. Finally, some policy suggestions are put forward according to the conclusions.