Using the Spatial Dubin Model,empirically analyzes the spatial spillover effect and path of the impact of digital inclusive finance on regional technological innovation. It is found that the development of regional digital financial inclusion is conducive to improving the technological innovation capabilities of the region, but it will have an overall negative impact on the technological innovation capabilities of surrounding areas. On the one hand, regional digital financial inclusion has a negative impact on the technological innovation of surrounding areas by weakening the development of digital financial inclusion in surrounding areas.On the other hand, regional digital financial inclusion has a positive impact on the technological innovation capabilities of surrounding areas by promoting the improvement of the technological innovation capabilities of the region, but this effect is not significant.