This paper analyzed about the present situation of financial investment of urban households in Shanxi Province. Households in Shanxi Province the current situation of the financial investment are: financial investment to rely too much on saving of urban households in Shanxi Province,Financial investment concept is not scientific,Access to the financial management knowledge is not standard; Financial investment risk propensity towards conservative,Finance investment lack of scientific planning. Suggested that the reasonable use of various financial tools,Set up the correct financial management concepts. Establish and improve the financial professional knowledge popularization channels, Set up the correct understanding of the risks and risk prevention consciousness; Formulate a scientific and reasonable financial investment plans.