This paper takes the advance-payment collection business based on the logistics financial as the research object, on the assumption that the logistics enterprises(can provide financial service) pay the price with their own money,and the shipper repurchases the goods unconditionally when the delivery breaks rule. From the point of logistics enterprises to quantitative analyze the range of its key indicators of risk management and control - advance payment rate, we find that the advance payment rate is more sensitive to the rate of default of the delivery, the logistics enterprises will pay more attention to the default of delivery.Then verified the conclusion by analyzing the examples.