1990s, our country introduces the Micro-credit. Its Service object mainly self-employed, small mill, small business owners, The amount of the loan is more than 1000 yuan to 100,000 yuan, Its outstanding feature is that the debtor will be able to obtain loans from their own credibility. At present, our country rural credit cooperatives Micro-credit business development rate is rapid, the total loan amount. Played a significant role in promoting local economic development, especially the development of the agricultural economy. In this paper, the development status of the micro-loans, to analyze the development of the microfinance business.