In the process of economic development, financial growth and the change of the financial structure all make contribution to economic development, but the financial structure change is an inner impetus. In the paper, through the establishment of a comprehensive index system: Financial interrelation ratio, Financial structure ratio, Financial institutions deposit and loan ratio, Regional financial structure, quantitative and qualitative analysis the characteristics of Henan regional financial structure. Objective and true reflection the development level of Henan financial industry. Statistical results can offer a reference basis on optimization of Henan financial structure.