Ship financing plays an important role for the development of shipping business, but the shipping industry is not always the darling of investors or bankers, so they still financed by loan to achieve the purpose mainly. The shipping industry is capital intensive industry, when they face the growing demand for funds, then they need a more effective financing model, finance lease as a new way of financing, just to meet this demand, especially small and medium shipping companies. However, because financial leasing in China start late, there have not form a better business environment.