Abstract:Digital inclusive finance, as the deep integration of financial technology and inclusive finance, has a significant impact on regional economic development. Based on panel data from 2012 to 2021 for 10 prefecture-level cities in Shaanxi Province, a fixed-effects model was employed for empirical testing to explore the impact of digital inclusive finance on economic growth and regional differences in Shaanxi Province. The research finds that the development of digital inclusive finance in Shaanxi Province plays a positive role in promoting overall economic growth and exhibits notable regional heterogeneity. Based on these results, relevant policy recommendations are proposed.