Digital transformation of pension institutions has been widely concerned because of the progress of information technology and the limitations of the development of pension institutions. The literature review of digital transformation of pension mechanism is carried on, combined with the enterprise, such as pension industry research, the connotation of the digital transition is studied from pension agency, phase partitioning, paths, face dimensions such as barrier analysis perspective and strategy to build endowment institutions research the basic framework of digital transformation.The deficiency of the existing research and the development direction of the future transformation is summarized, it provides useful reference for promoting the digital transformation of pension institutions.